睇tech睇report嘢強推CB+Insights。講番fintech，根據番CB出latest+version嘅fintech+report，fintech包括以下呢個aspects:+Lending、Blockchain/Cryptocurrency、RegTech、Personal+Finance、Payments/Billing、InsurTech、Capital+Markets、Wealth+Management、Money+Transfer/Remittances同Mortgage/Real+Estate，而呢幅圖已經briefly+explain佢哋有啲咩technology+and+innovation。先唔好驚要tech好勁先入到行著，其實所謂入fintech行真係有一個好大嘅spectrum，睇下邊啲你有興趣可以再drill。 

跟手將一個organisation放大黎睇，可以參考吓上圖，講晒其實一間fintech大致上都有上述嘅職位，例如一間香港嘅Virtual+Bank，都絕對會有呢啲openings。就咁睇，其實已經有一半嘅範疇係需要hardcore+tech，其他都係一般business同學仔可以explore嘅位。如果想再深入睇下呢啲職位做乜，可以睇下呢條link: https://www.businessstudent.com/careers/best-fintech-careers-and-jobs-for-the-future/ 

好，終於講下點準備。可以分為Study同Practical+Experience。Study方面，其實市面上依家已經有好多嘅courses+available，例如廣告賣到好行嘅Oxford+Fintech+Programme，又或者一啲新嘅qualification:+CFT+(offered+by+Institute+of+Financial+Technologists+of+Asia+IFTA)等等，不過價錢不非，個人認為未必咁值得去讀；網上有不少MOOCs都有好多周邊technology+knowledge嘅免費courses，有心可以自己take。Btw，金管局其實都有喺一個report裏面點過名有啲university+programme其實已經係”local+Fintech-related”，詳情可參閱呢本白皮書嘅P.92-93：https://www.hkma.gov.hk/media/eng/doc/key-functions/finanical-infrastructure/Whitepaper_on_AI.pdf 

Practical+experience方面，相信熱心fintech嘅你一定有留意/報過/做過呢個HKMA牽頭嘅Programme：FinTech+Career+Accelerator+Scheme(FCAS)，一年gap+year+internship，絕對幫到你入行，值得take。其實，唔好忘記最基本嘅Financial+institution+experiences，好多都係由傳統大ibank/bank轉入行，所以take番岩path嘅intern都已經好有用，例如想做RegTech嘅有Compliance+/+Regulator+intern+/+graduate+programme嘅經驗絕對勁有用。有時未必要一下就入去嘅，咁樣儲下經驗可能仲易或者有個更好職位。仲有，CFA/FRM呢啲已經成為基本，點都勤力啲考埋先啦😉

FCAS and digital banking positions are the only entry points. Otherwise big 4.

有傳統bank intern / placement+直接入fintech startup做intern 門檻唔高 

但好似冇乜咁entry opening ？

Quite a number of free courses on Coursera. I took one by Wharton covering all the basics about the indutry. Useful but borign. Didn't compete the course.

Fintech嘅fin都係fin姐 估計都係要有Bank/regulator working exp, 幾年後多d opening易d入？ 

橫掂今年搵工難 可能自己搞下Fintech startup仲好🤣

仲有Hackathon囉

有時見u有Fintech courses/ prorgmme ？

做fintech intern都係為咗搏return offer 但其實grad都係會揀番grad programme 

利申 fintech intern