其實Retail banking MT既prospect係點?
#banking
HKer
17-May-2020
last edit: 06 Dec
大家好 有幾個問題關於香港retail banking mt 例如hsbc rbwm (包埋rbwm digital?), scb ig果啲希望問下大家既意見:
1. 人工
起薪黎講 每間行既rb好似同各自既cmb都差唔多 而bonus聽講就應該少好多
但係之後底薪既升幅係咪都會少好多?完programme之後大約會去到幾多?
2. 工作性質
以我所知cmb/corp bank mt大多數都會落番rm位湊客
而rb mt可能就會做多啲product dev/ management, digital, marketing既野
唔知岩唔岩呢?rb mt會唔會都要落分行做分行rm跑數?
3. 前景
Retail banking mt有啲咩exit path?
除左係銀行之間跳黎跳去 其實而家咁多fintech野challenge傳統bank 各大fintech firm有無機會呢?
對retail banking了解唔深
希望大家可以解答下 唔該晒!
2418 view
2 answers
#1

Anthony@OnMyGrad
last edit: 21-May-2020
Hello+HKer!!+唔好意思拖左你咁耐。無錯,升講人工。Programme後RM同non-RM喺bonus上絕對有分別,但亦無諗到咁有天淵之別,實際情況當然亦都係因人/performance而異啦。好難係到一概而論嘅🤔
其次,有關於工作內容同career+exposure,希望你唔介意我重新share番HSBC嘅example,佢可以講係最diversified架啦:
==============
如果從依家見到幾batch嘅examples,可以expect完programme+either+RMWB+back+office+roles+(eg+Marketing,+Broking+Services+Product+Management,+Risk+&+Controls...)嘅Manager+grade;或者係digital果邊嘅Business+Analyst+/+Analyst+grade。點都好,都想借呢個機會同各位分享一下Global+Digital+Graduate+Trainee大概嘅rotation同工作內容係點。 

#2
Xyz
22-May-2020
其實做唔做到digital product或digital-related嘅嘢,都係睇你rotation會唔會去digital banking/transformation嗰function。但係如果rotate唔到去dbg,都唔緊要😂咁就要睇下你rotate條team會唔會有新嘅digital initiatives/products。如果有而你又有機會follow嘅,咁就恭喜你。
不過個role同responsibilities都唔同,如果你係dbg去follow個project,你啲skillset應該會technical好多。但係如果你係出錢嗰條team,即係俾initiatives嗰邊,咁你做嘅可能就只係mon住個progress同之後marketing嘅嘢,未必係一啲好hands-on嘅fintech/technical嘅experience
純屬淺見🙇🏼♂️🙇🏼♂️希望幫到下手